Will Insurance Cover Walk In Tubs? - Learn about Walk in Tubs Insurance Coverage

'Will insurance cover walk in tubs?’ This is a question that you might pose and ask if you want to install a walk in tub in your home. A walk in tub can be costly. As such, some people can get one only if it is covered partially or fully by their insurance. If you have ever slipped in the bathtub or shower or if you are simply elderly and you are thinking of buying a walk in tub, start by checking with your insurance provider to find out if it can be covered by your current insurance plan.

The cost of walk in tubs

When acquiring a walk in tub with a fundamental design, your budget should range from $1,500 to $3,000. However, if you want a walk in tub that allows for wheelchair’s accessibility, your budget should range from $3,500 to $5,500. Note that the price of a walk in tub is largely dependent on the used building material. Walk in tubs are commonly made of fiberglass or acrylic. Additionally, the installation cost will vary but it mostly ranges between $500 and $5,000. You can easily estimate the costs if you get a non-binding installation quote.

Coverage decision

The decision to cover your walk in tub or not will depend on several factors. For instance, your insurance plan and the opinion of your doctor will determine whether your walk in tub will be covered by your insurance or not. If you are elderly and suffering from an injury or if you are handicapped, it might be easier for you to get your walk in tub covered by your insurance. However, your insurance provider will most likely require extensive medical professionals’ documentation that indicates why you need a walk in tub. This will enable the insurance provider to make a decision on whether to partially or fully cover the walk in tub cost as well as the installation cost.

Get your ideal walk in tub

A walk in tub is perfect for you if you want to access your bathtub with ease. An ideal walk in tub will also offer therapeutic relief which is very important especially if you suffer from body pain and aches that are caused by arthritis, muscle or joint soreness and circulation problems among other health conditions. With a walk in tub, you do not have to struggle to get into and out of your bathtub. You simply open its door and get in or out. Do not simply ask, will insurance cover walk in tubs? Make the right move now. Simply visit a reputable insurance provider with details of the walk in tubs that you want to buy to find out if the insurance provider will cover them in their policy.

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