Truth and Lies about Debt

Dave Ramsey said, “Being willing to delay pleasure for a greater result is a sign of maturity”. But, it’s also human nature to want something and want it right away. This can be defined as a sign of immaturity. Almost everybody has come across a child that yells and screams uncontrollably because they have been denied something that they want. This indicates that the need to get something that we want right away is ingrained in our nature. What’s more, we practice a culture that teaches us to always live the present. That’s why we get into debts to obtain what we want even before we afford it.

The accepted lie

A friend of mine once said, “Nobody becomes rich without taking loans or stealing”. And, this has become an accepted lie in the contemporary society. The lie has been told loudly and long enough to become a myth that is currently accepted as a fact. Thus, the principle of repetition, longevity, and volume has twisted and turned the lie or myth into a way of doing things that many people accept as right.

Living the lie

Today, debt is ingrained into the contemporary culture to a level where many people can’t envision a good house without a mortgage, a car without a car loan, or quality education without a student’s loan. Essentially, debt has been sold to the modern population to a level where folks no longer visualize the freedom of living without debt payments. We live like slaves that are born in slavery. We are slaves that can’t visualize freedom from debts.

The truth

The truth and reality is that debt brings adequate risk that offsets the advantage that can be enjoyed from leveraging it. Unfortunately, the academic garbage that is spread by sophisticated financiers is that the rich have prospered by using other people’s money. But try this approach and you will learn your lesson the hard way.

Perhaps, to understand why you should avoid debts you might want to know what the scripture says about it. Proverbs 22:7 says, “The rich rule over the poor and the borrower is salve to the lender”. So, why buy the lie that you can’t get rich without taking loans yet the consequences have always been the same since time immemorial?

It’s unfortunate that many people in the contemporary society take loans to buy things they don’t need with money they don’t have just to impress the people they don’t like. This gets them into debts while robbing their financial freedom.

True emancipation

True emancipation comes when you get paid for your work, not when you work to pay loans with ridiculously high interest rates. Debt is not a prosperity tool. It is a method that the rich and wise use to amass more wealth. Just like the scripture says, the borrower becomes the slave of the lender. And, the worst happens when you tie up your earnings to a debt and spend it on things that don’t bring you more money. You end up being frustrated and working for somebody else longer. So, why don’t you strive to achieve true emancipation? Work, save, invest, and enjoy fruits of your hard work! 

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How Your Pillow Could Be Affecting Your Health Negatively

Everybody longs for that feeling of snuggling down on a fluffy, soft pillow after a long, tiring day at work. When you drift off into a blissful night’s sleep, you wake up feeling fully rested and ready for another day. Thus, quality bed gear is particularly important when it comes to health and happiness. But, do you know that your pillow could be doing you more harm than good? 

We all know pillows as cozy and soft bed gears. So, how can they be harmful? Well, there are different ways via which your pillow could be harmful to your health.

Here are some of them:

Poor spine alignment

If you wake up feeling tired every day, you might be sleeping on the wrong pillow. The right pillow enables you to enjoy a good night sleep and rest. Essentially, it’s more supportive. However, a wrong pillow causes poor spine alignment which affects sleep. Poor spine alignment during sleep leads to issues like head rotation or flexion which can affect breathing and airway patency. Therefore, before you purchase this bed gear, test it first. Make sure that the pillow that you purchase works with the mattress to ensure proper alignment of the spin while sleeping. This will optimize the overall quality of your sleep.

Harmful materials

Some pillows are made of inorganic materials. These are chemical-drenched pillows that are stuffed with materials like polyurethane foam that releases chemicals into the air. The chemicals in them cause health problems like headaches and nausea in some people. Therefore, before you purchase a pillow, find out what is in it. Make sure that it is made of natural or organic materials.

 Irritants and allergens

You sleep on your pillow most nights. But, do you stop to think about the materials that are stuffed in it as well as the irritants and allergens that may build up in your pillow?  Mould, dust mites, formaldehyde, polyester, acetate, sweat, drool, skin cells, and flame retardants are present in most pillows. Unfortunately, these can have serious effects on your health. For instance, they can cause respiratory problems and irritate your skin. That’s why you should purchase pillows that you know what’s in them and clean your bed gear regularly.  

Old pillow

Pillows are not made to last forever. How long your pillow lasts will depend on factors like its filling and how you take care of it. Nevertheless, if you are suffering from neck pain, back pain, or other health issues that are usually worst when you wake up, consider replacing your pillow. This is very important because many people use their pillows even after their use-by date.

Human beings are not like computers and TVs that we just turn on and off. We need quality beddings to lie on to rest comfortably. And, without quality rest, your health and performance throughout the day will be affected negatively. Perhaps, you have already suffered the damage that is caused by poor sleep after sleeping on an old or wrong pillow. Maybe you want to enhance the quality of your sleep. Whatever the case, invest in the right pillows and you will notice a difference after a week or so once you change your pillow.

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